Limavs
WellingtonLima vs Wellington: cost, size & quality of life compared
Trying to decide between Lima and Wellington? Here's the honest bottom line first — then the full, sourced breakdown on cost of living, salary, safety and quality of life.
Wellington comes out ahead overall — by a clear margin.
But the "winner" depends on what you care about. Here's who takes each dimension:
WellingtonLimaWellingtonLimaComposite scores
Overall: Wellington wins by 0.9 points
Population & size
Is Lima bigger than Wellington?
Lima is the bigger city: about 9.6M people versus Wellington's 420k — roughly 23× larger.
City-proper / metro population estimates. Size is one input — scroll on for cost of living, salary equivalence and quality-of-life scoring.
National income
Is Lima richer than Wellington?
The two sit on different measures, so we are not ranking them: Peru is reported as income per capita (GNI, PPP) ($16,780), New Zealand as average annual wage ($62,437). A full-time wage and a whole-population income per head are not the same quantity.
Country-level figures — Lima is not Peru and Wellington is not New Zealand, and both cities typically pay above their national average. Gross, before tax: see take-home pay by country for what lands in the account.
Distance
How far is Lima from Wellington?
Lima is about 10,590 km (6,580 mi) from Wellington in a straight line — roughly 13 h 15 m of nonstop flight time.
Great-circle distance, not a routed itinerary; flight estimate assumes ~850 km/h cruise plus 45 minutes of taxi, climb and descent.
Climate
Is Lima warmer than Wellington?
Lima is the warmer city: January highs average 27°C vs 21°C, and July 19°C vs 12°C. Wellington gets noticeably more sun — about 820 more sunshine hours per year.
| Month | Lima | Wellington |
|---|---|---|
| January (high / low) | 27° / 19°C | 21° / 14°C |
| July (high / low) | 19° / 14°C | 12° / 6°C |
Desert coast with a twist — almost zero rain ever, but May-Nov brings the garúa: persistent gray overcast and drizzle-mist. Summers (Dec-Mar) are sunny and warm.
Cool oceanic and famously windy — the Cook Strait funnels gales year-round. Mild summers, chilly damp winters; temperature extremes are rare.
Lima scores 5.6, held back by infrastructure gaps and inconsistent public services that Wellington's better-funded systems avoid outright.
Wellington's 0.5-point advantage reflects its compact geography and affluent demographics, factors that don't automatically transfer to larger, denser cities.
If you're choosing between them, prioritize which trade-offs matter: Wellington's reliability versus Lima's lower cost and cultural intensity.
Data signals
What separates Lima and Wellington
How decisive
Wellington comes out ahead by 0.9 composite points — a clear edge.
Biggest difference
The widest gap is quality of life, where Wellington leads by 3.3 points.
Where they match
They're most evenly matched on remote-work friendliness — within 0.1 points of each other.
Overall cost gap
Total monthly costs in Wellington run about 76% higher than in Lima.
Where budgets split most
Transport is the line item that diverges most: roughly 298% pricier in Wellington than Lima.
Size difference
Lima is the larger metro — about 22.9× the population of the other, which shapes commute times, housing supply and how "big-city" daily life feels.
Home internet
Wellington has the faster typical broadband (120 vs 80 Mbps median) — worth weighing if you work remotely or move large files.
Safety
Wellington scores higher on safety (68 vs 30 / 100) — a common deciding factor for families.
Score-by-score, side-by-side
Each axis is scored independently with disclosed weights and a calculation string.
The exact scores and winners:
| Axis | Lima | Wellington | Winner |
|---|---|---|---|
| Affordability | 8.2 | 6.4 | Lima +1.8 |
| Quality of life | 4.2 | 7.5 | Wellington +3.3 |
| Remote-work friendliness | 5.8 | 5.7 | Lima +0.1 |
| Healthcare | 5.8 | 7.9 | Wellington +2.1 |
Each axis is a weighted aggregate of underlying indicators normalized to a 0–10 scale. Weights are explicit and disclosed per axis. The composite is the unweighted mean of the four axes — axes are not collapsed further because the underlying trade-offs (e.g. low cost vs poor air quality) are user-dependent.
Affordability
- Cost-of-living index (weight 60%)20
- Rent index (weight 40%)16
How this is calculated
Affordability = ((100 − costIndex)/100 × 0.6 + (100 − rentIndex)/100 × 0.4) × 10. For Lima: ((100 − 20)/100 × 0.6 + (100 − 16)/100 × 0.4) × 10 = 8.2.
Lima sits well below the New York baseline on both cost-of-living and rent. Budgets stretch further here than in benchmark Tier-1 cities.
Quality of life
- Safety index (weight 40%)30
- Healthcare index (weight 35%)58
- Air quality index (weight 25%)40
How this is calculated
QoL = (safety/100 × 0.4 + healthcare/100 × 0.35 + airQuality/100 × 0.25) × 10. For Lima: (30/100 × 0.4 + 58/100 × 0.35 + 40/100 × 0.25) × 10 = 4.2.
Lima has a mixed quality profile. Safety: fair; healthcare: good; air: fair. Weigh the weakest axis against your personal priorities.
Remote-work friendliness
- Internet (median Mbps) (weight 45%)80 Mbps
- Effective income tax (lower = better) (weight 30%)12.0%
- Cost-of-living (lower = better) (weight 25%)20
How this is calculated
RemoteWork = (min(Mbps/300, 1) × 0.45 + (1 − incomeTax) × 0.3 + (100 − costIndex)/100 × 0.25) × 10. For Lima: (min(80/300, 1) × 0.45 + (1 − 0.12) × 0.3 + (100 − 20)/100 × 0.25) × 10 = 5.8.
Lima works for remote work but isn't optimized for it: internet 80 Mbps, income tax 12%, cost index 20.
Healthcare
- Healthcare quality index (weight 70%)58
- Healthcare out-of-pocket / month (lower = better) (weight 30%)216
How this is calculated
Healthcare = (qualityIndex/100 × 0.7 + max(0, 1 − OOP/500) × 0.3) × 10. For Lima: (58/100 × 0.7 + max(0, 1 − 216/500) × 0.3) × 10 = 5.8.
Lima has trade-offs in healthcare: quality is good, typical out-of-pocket cost is ~216 PEN/month. Cross-border insurance closes the gap.
Each axis is a weighted aggregate of underlying indicators normalized to a 0–10 scale. Weights are explicit and disclosed per axis. The composite is the unweighted mean of the four axes — axes are not collapsed further because the underlying trade-offs (e.g. low cost vs poor air quality) are user-dependent.
Affordability
- Cost-of-living index (weight 60%)40
- Rent index (weight 40%)30
How this is calculated
Affordability = ((100 − costIndex)/100 × 0.6 + (100 − rentIndex)/100 × 0.4) × 10. For Wellington: ((100 − 40)/100 × 0.6 + (100 − 30)/100 × 0.4) × 10 = 6.4.
Wellington is mid-range on absolute cost. Affordability is reasonable but not its main advantage.
Quality of life
- Safety index (weight 40%)68
- Healthcare index (weight 35%)75
- Air quality index (weight 25%)88
How this is calculated
QoL = (safety/100 × 0.4 + healthcare/100 × 0.35 + airQuality/100 × 0.25) × 10. For Wellington: (68/100 × 0.4 + 75/100 × 0.35 + 88/100 × 0.25) × 10 = 7.5.
Wellington scores good on safety, good on healthcare and excellent on air. The composite quality-of-life signal is strong.
Remote-work friendliness
- Internet (median Mbps) (weight 45%)120 Mbps
- Effective income tax (lower = better) (weight 30%)21.1%
- Cost-of-living (lower = better) (weight 25%)40
How this is calculated
RemoteWork = (min(Mbps/300, 1) × 0.45 + (1 − incomeTax) × 0.3 + (100 − costIndex)/100 × 0.25) × 10. For Wellington: (min(120/300, 1) × 0.45 + (1 − 0.2105) × 0.3 + (100 − 40)/100 × 0.25) × 10 = 5.7.
Wellington works for remote work but isn't optimized for it: internet 120 Mbps, income tax 21%, cost index 40.
Healthcare
- Healthcare quality index (weight 70%)75
- Healthcare out-of-pocket / month (lower = better) (weight 30%)53
How this is calculated
Healthcare = (qualityIndex/100 × 0.7 + max(0, 1 − OOP/500) × 0.3) × 10. For Wellington: (75/100 × 0.7 + max(0, 1 − 53/500) × 0.3) × 10 = 7.9.
Wellington combines good system quality with a manageable out-of-pocket cost (~53 NZD/month). Travel insurance still recommended for non-residents.
Monthly cost delta: Lima vs Wellington
Normalized to PEN at 1 NZD = 1.9998 PEN.
| Category | Lima | Wellington | Change |
|---|---|---|---|
| housing | PEN 2,581 | NZ$2,169 | +68% |
| food | PEN 734 | NZ$610 | +66% |
| transport | PEN 91 | NZ$181 | +298% |
| utilities | PEN 228 | NZ$350 | +207% |
| leisure | PEN 691 | NZ$631 | +83% |
| healthcare | PEN 216 | NZ$53 | -51% |
Where each city's money goes
Two cities can have the same monthly total but very different shapes — one might burn 50% on housing while the other splits more evenly. The composition matters as much as the headline.
The biggest shape difference is utilities: Wellington spends 3.7 percentage points more of its budget on it (9% vs. 5%). If you're sensitive to that category, weight the per-axis scores accordingly.
Buying property
Apartment prices: Lima vs Wellington
Approximate asking prices in EUR per square meter (as of 2025-01), central vs mid-distance neighborhoods.
Buying in central Lima runs about 60% cheaper per square meter (€2,700/m² vs €6,700/m²).
Midpoints of public listing ranges — a scoping number for rent-vs-buy thinking, not a valuation. Renting comparisons live in the cost table above.
Getting around
Public transport: Lima vs Wellington
Monthly pass and casual-ride pricing in EUR (as of 2025-01) plus the modes each network runs.
No monthly pass — Metropolitano BRT troncal rides at S/3.20 (figure reflects ~40 rides); Line 1 metro is a separate card. Most cross-town trips still mean combis or e-hailing.
Single ride: €0.8 · Modes: Bus, Metro
Metlink buses + four commuter rail lines with Snapper tap fares; the 1902 cable car is genuine commuter kit, not just a postcard.
Single ride: €2.78 · Modes: Bus, Commuter rail, Ferry, Cable car
Salary equivalence: Lima ↔ Wellington
What earning the same purchasing power costs in each city. Cost-adjusted using the local cost-of-living index (Lima = 20, Wellington = 40); currency-converted at 1 NZD = 1.9998 PEN. Tax differences are not modeled.
| Lima gross | Wellington equivalent |
|---|---|
| PEN 40,000 | NZ$40,004 |
| PEN 75,000 | NZ$75,008 |
| PEN 120,000 | NZ$120,012 |
| Wellington gross | Lima equivalent |
|---|---|
| NZ$40,000 | PEN 39,996 |
| NZ$75,000 | PEN 74,993 |
| NZ$120,000 | PEN 119,988 |
Equivalence here means same cost-of-living purchasing power, not same net take-home. Effective tax rates differ between countries; a salary equivalent on cost can still net more or less depending on the destination's tax regime. Use the calculator for tax-adjusted figures at a specific lifestyle tier.
Pros and cons
Why pick Lima
- Wins on affordability (+1.8 points vs Wellington).
Why pick Wellington
- Wins on quality of life (+3.3 points vs Lima).
- Wins on healthcare (+2.1 points vs Lima).
Lima trade-offs
- Trails Wellington on quality of life by 3.3 points.
- Trails Wellington on healthcare by 2.1 points.
Wellington trade-offs
- Trails Lima on affordability by 1.8 points.
Remote work logistics
Time zones and language: Lima vs Wellington
Lima (America/Lima) and Wellington (Pacific/Auckland) sit 17 hours apart in standard time. A 9-to-5 in one overlaps the other's for 8 hours a day. Note: Wellington observes daylight saving while Lima doesn't, so the gap shifts by an hour part of the year.
Official: Spanish · English: Limited · Local language: Recommended
Spanish is the daily language; Lima's accent is clear and learner-friendly. English usable in Miraflores/San Isidro corporate and tourist circuits, limited beyond.
Official: English, Māori · English: Native-equivalent · Local language: Not needed
English-native, government city. Māori is co-official and used ceremonially; English is universal.
Who should choose which
The composite winner doesn't always match what matters to you. These four reader profiles weigh the axes differently — find the closest fit.
Single, salaried remote worker, 25-40, optimizing for runway + bandwidth.
Axes scored: affordability, remoteWork
Couple with school-age children, prioritizing safety, healthcare, and air quality.
Axes scored: qualityOfLife, healthcare
Fixed income, healthcare-sensitive, prefers low cost and stable infrastructure.
Axes scored: healthcare, qualityOfLife, affordability
Salary stretch matters most. Cuts everything else if it lowers the burn rate.
Axes scored: affordability
Profiles use simple axis averaging — for a deeper read with your own weights, use the per-axis breakdown above.
Tools that work for either choice
Some links below are affiliate links — if you sign up we may earn a small commission, at no extra cost to you.
How this page is calculated
Data sources
- Mundevo per-city dataset. Cost basket, rent index, safety, healthcare, air quality and median internet for both cities. Reference date: 2026-06-10 (Lima) and 2026-06-10 (Wellington).
- FX rate. 1 NZD = 1.9998 PEN, used to normalize cost baskets.
- CityScoreCalculator. Four axes (Affordability, Quality of life, Remote work, Healthcare) computed with explicit weights and explanations. See per-axis calculation strings rendered on this page.
- ComparisonService. Per-category cost deltas (housing, food, transport, utilities, leisure, healthcare) normalized to the origin currency.
Update cadence
Data as of . Last reviewed .
Calculation
For each of the four axes we compute an independent 0–10 score using the formulas printed beside each axis. The composite is the unweighted mean of the four axes. The overall winner is the city with the higher composite, unless the margin is under 0.05 points — in which case Lima is shown first as a tiebreaker to keep results stable.
Limitations
- Climate is not scored — we don't yet hold a maintained climate dataset, so weather-driven preferences are not modeled.
- Tax differences between cities in the same country are not modeled (Spain and Germany don't have material regional differences for this dataset).
- Indices are population-level. Personal cost varies with neighborhood, employer benefits and family status.
- Quality-of-life axis weights (safety 0.4 / healthcare 0.35 / air 0.25) are editorial defaults — readers with strong preferences should re-weight manually.
Frequently asked questions
Lima vs Wellington: which is cheaper?
Lima is roughly 76% cheaper than Wellington on the monthly cost basket (housing, food, transport, utilities, healthcare). Lima has cost index 20 vs Wellington at 40 (both with New York = 100).
Which city has better quality of life?
Lima scores 6.0/10 on the Mundevo composite versus Wellington at 6.9/10. The composite weights safety (40%), healthcare (35%) and air quality (25%). Wellington wins overall by 0.9 points.
Is Lima or Wellington better for remote work?
Lima has 80 Mbps median internet vs Wellington at 120 Mbps. The four-axis decision rubric on this page (affordability, quality of life, remote work, healthcare) gives a per-dimension breakdown rather than a single answer.
Is Lima bigger than Wellington?
Lima is larger — about 9.6M people versus Wellington's 420k, roughly 22.9× the size.
Is Lima safer than Wellington?
Wellington scores higher on safety — 68 vs 30 / 100 on the Mundevo safety index (crime and personal-security signals).
Should I move to Lima or Wellington?
It depends on what you weight. Wellington wins the overall Mundevo composite by 0.9 points, but Lima is cheaper, and the two split differently across affordability, quality of life, remote work and healthcare. Use the per-axis table and the reader-profile section above to match the verdict to your own priorities.