Mundevo
City comparison·United States flagNew YorkvsMalaysia flagPenang

New York vs Penang: cost, size & quality of life compared

Trying to decide between New York and Penang? Here's the honest bottom line first — then the full, sourced breakdown on cost of living, salary, safety and quality of life.

The bottom line

Penang comes out ahead overall — decisively.

But the "winner" depends on what you care about. Here's who takes each dimension:

Overall
Penang flagPenang
Cheaper
Penang flagPenang
Quality of life
New York flagNew York
Remote work
New York flagNew York

Composite scores

Overall: Penang wins by 2.2 points

New York composite
4.5 / 10
fair
Penang composite
6.7 / 10
good

Population & size

Is New York bigger than Penang?

New York is the bigger city: about 8.3M people versus Penang's 700k — roughly 12× larger.

New York population
8.3M
8,300,000
Penang population
700k
700,000

City-proper / metro population estimates. Size is one input — scroll on for cost of living, salary equivalence and quality-of-life scoring.

Distance

How far is New York from Penang?

New York is about 14,850 km (9,230 mi) from Penang in a straight line — roughly 18 h 15 m of nonstop flight time.

Straight-line
14,850 km
In miles
9,230 mi
Nonstop flight (est.)
18 h 15 m

Great-circle distance, not a routed itinerary; flight estimate assumes ~850 km/h cruise plus 45 minutes of taxi, climb and descent.

Climate

Is New York warmer than Penang?

Penang is the warmer city: January highs average 32°C vs 4°C, and July 31°C vs 30°C. Annual sunshine is comparable between the two.

Sunshine hours / year
New York
2,535
Penang
2,400
Rainfall (mm / year) — drier leads
New York
1,170 mm
Penang
2,400 mm
MonthNew YorkPenang
January (high / low)4° / -3°C32° / 24°C
July (high / low)30° / 21°C31° / 24°C
New York

Continental humid. Hot humid summers, cold snowy winters, dramatic seasonal swings — the postcard four seasons.

Penang

Equatorial like KL — hot humid and wet year-round, heaviest rain Sep-Nov. Island breezes take the edge off; no cool season exists.

Analyst take

Penang edges out New York on the Mundevo composite, 6.7 to 4.5 out of 10 — a decisive 2.2-point margin across safety, healthcare, air quality and cost.

A 2.2-point composite gap is large enough that the result holds across most reasonable axis re-weightings. Still worth scanning the per-axis breakdown if you have a non-default priority (e.g. air quality matters more to you than the default 25% weight).

What to do

Run the salary calculator for both cities at your target lifestyle before deciding — Penang winning on quality doesn't mean the gross-salary requirement also lands in your favor. If you're on a balanced tier, the cost-of-living pages for each city carry the full monthly basket and the gross-salary figure.

Data signals

What separates New York and Penang

  • How decisive

    Penang comes out ahead by 2.2 composite points — a decisive win.

  • Biggest difference

    The widest gap is affordability, where Penang leads by 7.5 points.

  • Where they match

    They're most evenly matched on quality of life — within 0.0 points of each other.

  • Overall cost gap

    Total monthly costs in Penang run about 86% lower than in New York.

  • Where budgets split most

    Housing is the line item that diverges most: roughly 91% cheaper in Penang than New York.

  • Size difference

    New York is the larger metro — about 11.9× the population of the other, which shapes commute times, housing supply and how "big-city" daily life feels.

  • Home internet

    New York has the faster typical broadband (280 vs 120 Mbps median) — worth weighing if you work remotely or move large files.

Score-by-score, side-by-side

Each axis is scored independently with disclosed weights and a calculation string.

Affordability
New York
0.0/10
Penang
7.5/10
Quality of life
New York
6.2/10
Penang
6.2/10
Remote-work friendliness
New York
6.7/10
Penang
6.2/10
Healthcare
New York
5.2/10
Penang
6.7/10

The exact scores and winners:

AxisNew YorkPenangWinner
Affordability0.07.5Penang +7.5
Quality of life6.26.2New York +0.0
Remote-work friendliness6.76.2New York +0.5
Healthcare5.26.7Penang +1.5
Score card · New York
4.5/ 10 compositefair

Each axis is a weighted aggregate of underlying indicators normalized to a 0–10 scale. Weights are explicit and disclosed per axis. The composite is the unweighted mean of the four axes — axes are not collapsed further because the underlying trade-offs (e.g. low cost vs poor air quality) are user-dependent.

Affordability

0.0poor
  • Cost-of-living index (weight 60%)100
  • Rent index (weight 40%)100
How this is calculated

Affordability = ((100 − costIndex)/100 × 0.6 + (100 − rentIndex)/100 × 0.4) × 10. For New York: ((100 − 100)/100 × 0.6 + (100 − 100)/100 × 0.4) × 10 = 0.

New York is among the more expensive cities tracked. Salary expectations should be calibrated to the high cost base before relocating.

Quality of life

6.2good
  • Safety index (weight 40%)55
  • Healthcare index (weight 35%)70
  • Air quality index (weight 25%)60
How this is calculated

QoL = (safety/100 × 0.4 + healthcare/100 × 0.35 + airQuality/100 × 0.25) × 10. For New York: (55/100 × 0.4 + 70/100 × 0.35 + 60/100 × 0.25) × 10 = 6.2.

New York has a mixed quality profile. Safety: good; healthcare: good; air: good. Weigh the weakest axis against your personal priorities.

Remote-work friendliness

6.7good
  • Internet (median Mbps) (weight 45%)280 Mbps
  • Effective income tax (lower = better) (weight 30%)17.0%
  • Cost-of-living (lower = better) (weight 25%)100
How this is calculated

RemoteWork = (min(Mbps/300, 1) × 0.45 + (1 − incomeTax) × 0.3 + (100 − costIndex)/100 × 0.25) × 10. For New York: (min(280/300, 1) × 0.45 + (1 − 0.17) × 0.3 + (100 − 100)/100 × 0.25) × 10 = 6.7.

New York works for remote work but isn't optimized for it: internet 280 Mbps, income tax 17%, cost index 100.

Healthcare

5.2fair
  • Healthcare quality index (weight 70%)70
  • Healthcare out-of-pocket / month (lower = better) (weight 30%)450
How this is calculated

Healthcare = (qualityIndex/100 × 0.7 + max(0, 1 − OOP/500) × 0.3) × 10. For New York: (70/100 × 0.7 + max(0, 1 − 450/500) × 0.3) × 10 = 5.2.

New York has trade-offs in healthcare: quality is good, typical out-of-pocket cost is ~450 USD/month. Cross-border insurance closes the gap.

Score card · Penang
6.7/ 10 compositegood

Each axis is a weighted aggregate of underlying indicators normalized to a 0–10 scale. Weights are explicit and disclosed per axis. The composite is the unweighted mean of the four axes — axes are not collapsed further because the underlying trade-offs (e.g. low cost vs poor air quality) are user-dependent.

Affordability

7.5good
  • Cost-of-living index (weight 60%)35
  • Rent index (weight 40%)11
How this is calculated

Affordability = ((100 − costIndex)/100 × 0.6 + (100 − rentIndex)/100 × 0.4) × 10. For Penang: ((100 − 35)/100 × 0.6 + (100 − 11)/100 × 0.4) × 10 = 7.5.

Penang sits well below the New York baseline on both cost-of-living and rent. Budgets stretch further here than in benchmark Tier-1 cities.

Quality of life

6.2good
  • Safety index (weight 40%)55
  • Healthcare index (weight 35%)68
  • Air quality index (weight 25%)65
How this is calculated

QoL = (safety/100 × 0.4 + healthcare/100 × 0.35 + airQuality/100 × 0.25) × 10. For Penang: (55/100 × 0.4 + 68/100 × 0.35 + 65/100 × 0.25) × 10 = 6.2.

Penang has a mixed quality profile. Safety: good; healthcare: good; air: good. Weigh the weakest axis against your personal priorities.

Remote-work friendliness

6.2good
  • Internet (median Mbps) (weight 45%)120 Mbps
  • Effective income tax (lower = better) (weight 30%)6.0%
  • Cost-of-living (lower = better) (weight 25%)35
How this is calculated

RemoteWork = (min(Mbps/300, 1) × 0.45 + (1 − incomeTax) × 0.3 + (100 − costIndex)/100 × 0.25) × 10. For Penang: (min(120/300, 1) × 0.45 + (1 − 0.06) × 0.3 + (100 − 35)/100 × 0.25) × 10 = 6.2.

Penang works for remote work but isn't optimized for it: internet 120 Mbps, income tax 6%, cost index 35.

Healthcare

6.7good
  • Healthcare quality index (weight 70%)68
  • Healthcare out-of-pocket / month (lower = better) (weight 30%)180
How this is calculated

Healthcare = (qualityIndex/100 × 0.7 + max(0, 1 − OOP/500) × 0.3) × 10. For Penang: (68/100 × 0.7 + max(0, 1 − 180/500) × 0.3) × 10 = 6.7.

Penang has trade-offs in healthcare: quality is good, typical out-of-pocket cost is ~180 MYR/month. Cross-border insurance closes the gap.

Monthly cost delta: New York vs Penang

Normalized to USD at 1 MYR = 0.2139 USD.

CategoryNew YorkPenangChange
housing$3,500MYR 1,400-91%
food$600MYR 750-73%
transport$130MYR 100-84%
utilities$180MYR 220-74%
leisure$600MYR 900-68%
healthcare$450MYR 180-91%

Where each city's money goes

Two cities can have the same monthly total but very different shapes — one might burn 50% on housing while the other splits more evenly. The composition matters as much as the headline.

New York64% housing
Penang39% housing
housing
food
transport
utilities
leisure
healthcare

The biggest shape difference is housing: New York spends 24.7 percentage points more of its budget on it (64% vs. 39%). If you're sensitive to that category, weight the per-axis scores accordingly.

Buying property

Apartment prices: New York vs Penang

Approximate asking prices in EUR per square meter (as of 2025-01), central vs mid-distance neighborhoods.

Buying in central Penang runs about 87% cheaper per square meter (€1,800/m² vs €13,500/m²).

City center — cheaper leads
New York
€13,500/m²
Penang
€1,800/m²
Outside center (5-15 km) — cheaper leads
New York
€8,500/m²
Penang
€900/m²

Midpoints of public listing ranges — a scoping number for rent-vs-buy thinking, not a valuation. Renting comparisons live in the cost table above.

Getting around

Public transport: New York vs Penang

Monthly pass and casual-ride pricing in EUR (as of 2025-01) plus the modes each network runs.

Monthly pass — cheaper leads
New York
€130
Penang
€9.9
New York

MTA OMNY monthly cap at $132; the system runs 24/7 — one of only a handful globally — though weekend service is reduced.

Single ride: €2.7 · Modes: Metro, Bus, Commuter rail, Ferry

Penang

Rapid Penang buses + the heritage George Town-Butterworth ferry; the RM50 monthly is nominal. The LRT Mutiara line broke ground in 2025.

Single ride: €0.4 · Modes: Bus, Ferry

Salary equivalence: New York ↔ Penang

What earning the same purchasing power costs in each city. Cost-adjusted using the local cost-of-living index (New York = 100, Penang = 35); currency-converted at 1 MYR = 0.2139 USD. Tax differences are not modeled.

Earning in New York, moving to Penang
USD → equivalent MYR
New York grossPenang equivalent
$40,000MYR 65,463
$75,000MYR 122,743
$120,000MYR 196,389
Earning in Penang, moving to New York
MYR → equivalent USD
Penang grossNew York equivalent
MYR 40,000$24,441
MYR 75,000$45,827
MYR 120,000$73,324

Equivalence here means same cost-of-living purchasing power, not same net take-home. Effective tax rates differ between countries; a salary equivalent on cost can still net more or less depending on the destination's tax regime. Use the calculator for tax-adjusted figures at a specific lifestyle tier.

Pros and cons

Why pick New York

  • Wins on remote-work friendliness (+0.5 points vs Penang).

Why pick Penang

  • Wins on affordability (+7.5 points vs New York).
  • Wins on healthcare (+1.5 points vs New York).

New York trade-offs

  • Trails Penang on affordability by 7.5 points.
  • Trails Penang on healthcare by 1.5 points.

Penang trade-offs

  • Trails New York on remote-work friendliness by 0.5 points.

Remote work logistics

Time zones and language: New York vs Penang

New York (America/New_York) and Penang (Asia/Kuala_Lumpur) sit 13 hours apart in standard time. A 9-to-5 in one overlaps the other's for 0 hours a day — fully asynchronous collaboration. Note: New York observes daylight saving while Penang doesn't, so the gap shifts by an hour part of the year.

New York

Official: English · English: Native-equivalent · Local language: Not needed

English-native, extremely multilingual in practice (Spanish, Mandarin, Yiddish neighborhoods). English suffices for everything; other languages help in specific communities.

Penang

Official: Malay · English: High · Local language: Not needed

George Town's colonial legacy + MM2H expat scene keep English highly usable in daily life; Hokkien and Mandarin dominate commerce, Malay is official. English alone is comfortable.

Who should choose which

The composite winner doesn't always match what matters to you. These four reader profiles weigh the axes differently — find the closest fit.

Young remote pro

Single, salaried remote worker, 25-40, optimizing for runway + bandwidth.

Best fit
Penang by 3.5 points
New York3.4/10
Penang6.8/10

Axes scored: affordability, remoteWork

Family with kids

Couple with school-age children, prioritizing safety, healthcare, and air quality.

Best fit
Penang by 0.8 points
New York5.7/10
Penang6.5/10

Axes scored: qualityOfLife, healthcare

Retiree

Fixed income, healthcare-sensitive, prefers low cost and stable infrastructure.

Best fit
Penang by 3.0 points
New York3.8/10
Penang6.8/10

Axes scored: healthcare, qualityOfLife, affordability

Cost-conscious mover

Salary stretch matters most. Cuts everything else if it lowers the burn rate.

Best fit
Penang by 7.5 points
New York0.0/10
Penang7.5/10

Axes scored: affordability

Profiles use simple axis averaging — for a deeper read with your own weights, use the per-axis breakdown above.

Methodology

How this page is calculated

Data sources

  • Mundevo per-city dataset. Cost basket, rent index, safety, healthcare, air quality and median internet for both cities. Reference date: 2026-05-23 (New York) and 2026-06-10 (Penang).
  • FX rate. 1 MYR = 0.2139 USD, used to normalize cost baskets.
  • CityScoreCalculator. Four axes (Affordability, Quality of life, Remote work, Healthcare) computed with explicit weights and explanations. See per-axis calculation strings rendered on this page.
  • ComparisonService. Per-category cost deltas (housing, food, transport, utilities, leisure, healthcare) normalized to the origin currency.

Update cadence

Data as of . Last reviewed .

Calculation

For each of the four axes we compute an independent 0–10 score using the formulas printed beside each axis. The composite is the unweighted mean of the four axes. The overall winner is the city with the higher composite, unless the margin is under 0.05 points — in which case New York is shown first as a tiebreaker to keep results stable.

Limitations

  • Climate is not scored — we don't yet hold a maintained climate dataset, so weather-driven preferences are not modeled.
  • Tax differences between cities in the same country are not modeled (Spain and Germany don't have material regional differences for this dataset).
  • Indices are population-level. Personal cost varies with neighborhood, employer benefits and family status.
  • Quality-of-life axis weights (safety 0.4 / healthcare 0.35 / air 0.25) are editorial defaults — readers with strong preferences should re-weight manually.

Frequently asked questions

New York vs Penang: which is cheaper?

Penang is roughly 86% cheaper than New York on the monthly cost basket (housing, food, transport, utilities, healthcare). New York has cost index 100 vs Penang at 35 (both with New York = 100).

Which city has better quality of life?

New York scores 4.5/10 on the Mundevo composite versus Penang at 6.7/10. The composite weights safety (40%), healthcare (35%) and air quality (25%). Penang wins overall by 2.2 points.

Is New York or Penang better for remote work?

New York has 280 Mbps median internet vs Penang at 120 Mbps. The four-axis decision rubric on this page (affordability, quality of life, remote work, healthcare) gives a per-dimension breakdown rather than a single answer.

Is New York bigger than Penang?

New York is larger — about 8.3M people versus Penang's 700k, roughly 11.9× the size.

Is New York safer than Penang?

New York and Penang score similarly on safety (55 vs 55 / 100 on the Mundevo safety index).

Should I move to New York or Penang?

It depends on what you weight. Penang wins the overall Mundevo composite by 2.2 points, but Penang is cheaper, and the two split differently across affordability, quality of life, remote work and healthcare. Use the per-axis table and the reader-profile section above to match the verdict to your own priorities.